FAQ
Good questions make credit clearer.
Straight answers for a self-directed credit education journey.
What is CreditWize?
CreditWize is a DIY credit education platform. It helps you understand credit-report information, organize your records, and choose informed next steps for yourself.
Can CreditWize promise a score change or removal?
No. Credit information is personal and outcomes vary. CreditWize does not promise score changes, removal, or a particular result.
Should I challenge accurate information?
No. Only take action when you believe information is inaccurate, incomplete, or not yours and you can support that belief with your records.
Are the credit education tools free?
Yes. CreditWize calculators and simulators are free educational tools. The single paid DIY plan is $39.99/month and covers all three credit bureaus.
What does the $39.99/month plan include?
The single CreditWize DIY plan covers all three credit bureaus: Equifax, Experian and TransUnion. It is one price with no per bureau charges.
Where should I start?
Start by reading your credit information carefully, then gather records for anything you do not recognize or believe is inaccurate. The free education tools can help you learn the basics.
Ready to learn your next step?
Explore the free education tools.